BOA put a fictitious debit in the amount of $888,888.88 on each of my account transactions, froze and closed my business account, gave me no warning, no explanation, no chance to defend and kept all account holdings. I’m freaking out right now because BOA was my main bank and BOA has seized virtually all my money.
In 10/06/2011, I login BOA online account, shocked, stunned and confused to see my BOA business account was being processed with an amount of -$888,888.88 along with $594 wire payment simultaneously. Initially, I thought someone was stealing the money from my BOA business account. After spending hours on the phone with BOA Customer Services Representative trying to get to the right department, finally I was told nothing can be done but to call the Risk Management for clarification.
Next day, I went to BOA Branch ask for help for the clarification of unauthorized withdrawal of $888,888.88. The Branch Manager told me, it’s BOA Risk Management who put a debt of $888,888.88 to my account whenever there is questionable transaction. The BOA Branches have no power to do anything but suggest me to call: 877-240-6886 X2 to get $888,888.88 debit clarified. I have called the Risk Management several times; the phone was always connected with an automated message asking me to leave a message with my account number, phone number, and information on the nature of the fraud. By asking for a phone number, the Risk Management Department was leaving the indication that someone would call back. No one ever called me. The Risk Management people are above the law, whom I obviously had no chance to be in contact with.
In 10/10/2011 another $594 wire payment was transferred to my business account, BOA put another debit of $888,888.88 on my business account. Then there was $40 research fee imposed to my BOA business account.
A mail dated 10/19/2011 was received and notified me that my business account is being closed; I have the option of collecting the money in person at the BOA Branch and BOA will report my account fraud to ChexSystems that would resulted in problem doing business with other banks. When I got to BOA Branch, was told that there is some flags on my business account, BOA Branch has no authority to let me withdraw the money from my BOA business account. I was further informed verbally by the BOA Branch that BOA HQ is sending it to an investigator to finish the closure process; the account balance will be in a BOA bank check via mail. Another mail dated 10/27/2011 was received and notified me that my BOA business account holdings will not be remitted.
Endure BOA disaster, and lost account holdings to BOA account seizure. BOA will not even tell me why but state BOA has the right to close your account at any time and for any reason. Was BOA entitled to seize my account holding without justification or explanation? I’m at my lowest point of life and feeling completely hopeless to live this life. Suddenly, I have stomach cramp. My entire stomach was hot and shooting sharp pain, then the muscle and nerve pain is shooting all over my body inside of the skin, joints, bones, tissue, even brushing hair the pain came from the hair. I couldn’t stand up, couldn’t sit, couldn’t touch and couldn’t sleep comfortable without suffering from pain. I was rushed to doctor emergency room. Doctor couldn’t determine what was wrong so Emergency Doctor won’t prescribe medication but instruct me to take Tylenol to relieve the pain for now. With primary care physician and GI physician referrals, I have gone through blood tests, ultrasound scan and colonoscopy. The results show I have severe potassium deficiency and internal hemorrhoid.
Has anyone encountered a similar problem before? Any advice?
Showing posts with label account holdings. Show all posts
Showing posts with label account holdings. Show all posts
Friday, December 30, 2011
Banking with Bank of America Is Banking With Disasters! What To Do Now?
CustomerServiceScoreboard rates Bank of America (BOA) customer service and customer support as “Terrible”. BOA banking system encourages Risk Management placing false $888,888.88 debiting to customer accounts wherever possible, creating overdraft charge theft scheme to make money. Sadly, many people blindly trusted and used Bank of America (BOA) for many years without aware of overdraft charge theft scheme until it’s too late and lose all the money to BOA. Banking with Bank of America (BOA) is banking with disasters.
Searching for Internet on Google about BOA bizarre debiting $888,888.88 exploded with results of horror stories. I’m stunned this is what BOA does when they suspect an account of fraud, and most people have to fight like hell. No amount of discussion even escalating to the Branch Manager and Regional Manager could get the Risk Management Department's decision overturned not to mention to get their money back. Many people post that their credit scores have been ruined; fraud flags have given them trouble at other banks.
Account closure has happened to many US big / top banks such as BOA, Chase, Citizen, Wachovia, Wells Fargo, HSBC, Regions, and SunTrust. . . Banking with Bank of America is banking with disasters because BOA is the only US banks closing my accounts for no warning, no reason, no explanation, and no chance to defend but keeping my money afterwards while other banks will refund me the account holdings after they close my account.
After BOA bizarre debiting $888,888.88, froze and closed one of your accounts and seized your account holdings, BOA files your account fraud to Chex Systems. Subsequently, other of your BOA accounts will be affected with bizarre debiting $888,888.88 then closed, and account holdings will be taken by BOA without explanation and justification. There have been instances and happened, some other US banks would really open your checking accounts but later close those after they find out you are on Chex Systems.
BOA judges anyone with a problem is a scammer and commits fraud. In the Court of Law we’re supposed to be innocent until otherwise proven. BOA STEALS YOUR MONEY by placing their fictitious debit $888,888.88 to each of your account transactions and to create million dollars overdrafts. Using the excuse of insufficient funds, BOA will drain the balance from your BOA saving account or BOA credit card, add all sorts of penalties to your million dollars negative balance accounts over and over again. Indeed, Bank of America Corporation is the biggest thieves I have ever encountered!
Avoid BOA like the plague. They WILL screw you eventually. It may not be this month or this year but eventually you will regret doing business with BOA. Please be smart and don’t open an account with any Bank of America in the USA. Bank of America WILL STEAL YOUR MONEY!
Searching for Internet on Google about BOA bizarre debiting $888,888.88 exploded with results of horror stories. I’m stunned this is what BOA does when they suspect an account of fraud, and most people have to fight like hell. No amount of discussion even escalating to the Branch Manager and Regional Manager could get the Risk Management Department's decision overturned not to mention to get their money back. Many people post that their credit scores have been ruined; fraud flags have given them trouble at other banks.
Account closure has happened to many US big / top banks such as BOA, Chase, Citizen, Wachovia, Wells Fargo, HSBC, Regions, and SunTrust. . . Banking with Bank of America is banking with disasters because BOA is the only US banks closing my accounts for no warning, no reason, no explanation, and no chance to defend but keeping my money afterwards while other banks will refund me the account holdings after they close my account.
After BOA bizarre debiting $888,888.88, froze and closed one of your accounts and seized your account holdings, BOA files your account fraud to Chex Systems. Subsequently, other of your BOA accounts will be affected with bizarre debiting $888,888.88 then closed, and account holdings will be taken by BOA without explanation and justification. There have been instances and happened, some other US banks would really open your checking accounts but later close those after they find out you are on Chex Systems.
BOA judges anyone with a problem is a scammer and commits fraud. In the Court of Law we’re supposed to be innocent until otherwise proven. BOA STEALS YOUR MONEY by placing their fictitious debit $888,888.88 to each of your account transactions and to create million dollars overdrafts. Using the excuse of insufficient funds, BOA will drain the balance from your BOA saving account or BOA credit card, add all sorts of penalties to your million dollars negative balance accounts over and over again. Indeed, Bank of America Corporation is the biggest thieves I have ever encountered!
Avoid BOA like the plague. They WILL screw you eventually. It may not be this month or this year but eventually you will regret doing business with BOA. Please be smart and don’t open an account with any Bank of America in the USA. Bank of America WILL STEAL YOUR MONEY!
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